| New Vehicle & Truck Rates (Year 2007 & 2008) |
Annual Percentage Rate |
|
24 Months |
As low as 4.50% |
| 36 Months |
As low as 4.75% |
| 48 Months |
As low as 4.85% |
| 60 Months |
As low as 5.00% |
| 72 Months |
As low as 5.50% |
| UP TO 100% FINANCING!* Model year 2008 or 2007 vehicles, new or used, are included in the "New Vehicle" rates. |
| |
| Used Vehicle Rates |
Annual Percentage Rate |
| Up to 60 months - Year 2005 - 2006 |
As low as 5.25% |
| Up to 48 months - Year 2003 - 2004 |
As low as 6.00% |
48 Months - Year 2002 and older
(dependent on make, model and condition)
|
As low as 8.00% |
| UP TO 100% FINANCING NADA RETAIL VALUE! |
| |
| New & Used Recreational Vehicle Rates |
Annual Percentage Rate |
| Up to 72 Months |
As low as 6.15% |
| 73 to 120 Months |
As low as 6.50% |
| 121 to 144 Months |
As low as 6.90% |
| |
|
| Motorcycle Rates |
Annual Percentage Rate |
| Up to 72 Months Year - 2007 & 2008 |
As low as 6.50% |
| Up to 60 Months Year- 2006 & older |
As low as 7.75% |
| UP TO 100% FINANCING!* Includes Taxes, Title Transfer, and Plates UP TO 100% FINANCING OF THE NADA OR RECREATIONAL BLUE BOOK RETAIL VALUE! |
| |
| Unsecured |
Annual Percentage Rate |
| 24 Months |
As low as 9.00% |
| 36 Months |
As low as 9.25% |
| 48 Months |
As low as 9.75% |
| 60 Months |
As low as 10.25% |
|
|
| |
|
| Share Secured |
Annual Percentage Rate |
| 12 Months |
3.00% |
| 24 Months |
3.00% |
| 36 Months |
3.50% |
| 48 Months |
3.50% |
| 60 Months |
4.00% |
| 72 Months |
4.00% |
|
|
|
| Money Fund Secured |
Annual Percentage Rate |
| |
Tier 1 | Tier 2 | Tier 3 |
| 12 Months |
3.25% | 4.00% | 4.50% |
| 24 Months |
3.25% | 4.00% | 4.50% |
| 36 Months |
3.75% | 4.50% | 5.00% |
| 48 Months |
3.75% | 4.50% | 5.00% |
| 60 Months |
4.25% | 5.00% | 5.50% |
| 72 Months |
4.25% | 5.00% | 5.50% |
| |
|
| Certificate Secured |
Annual Percentage Rate |
| Up to 60 Months |
APY + 2.50% |
|
|
|
The annual percentage rate includes the current yield (APY) of the Certificate term plus 2.50% |
| |
| Stock Secured |
Annual Percentage Rate |
|
Up to 60 Months |
50% value NYSE Prime + 3.00%
(Refer to Credit Manager for Details.) |
| |
|
| VISA Credit Card |
Annual Percentage Rate |
- No annual fee
- 25 day grace period
- No cash advance fee
- $250,000 free Travel/Accident insurance
|
12.50% Fixed Rate |
|
|
Loan rates and terms are subject to change without notice. Please contact your Member Service Representative for details.
*There is a .25% discount on loans for checking account holders with Direct Deposit, excludes mortgages, VISA credit cards, share secured loans and money fund secured. Individual applicant(s) rates will be adjusted based on loan term, collateral value and credit history. To receive the lowest rate on a vehicle loan a 20% down payment is required in addition to maintaining a Century Heritage checking account with direct deposit. See loan officer for details.
|
